If you do not understand the differences of various programs, be sure you bring a list of questions. One of our lenders will assist you in understanding the advantages and disadvantages of each type of loan.
When you lock in the interest rate, it denotes that a mortgage lender holds to the interest rates for the loan – ordinarily at the time the loan application is received. By floating the rate, you can lock the rate anytime between the loan application day and issuance of closing documents. Buyers who decide to float believe that the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.
Acquiring a loan requires lots of paperwork, so you should spend some time getting your documentation together. Click here to preview general information that goes on a loan application.
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